Where payments move fast
Making cross-border payments simpler. Acquiring, clearing & settlement, cross-border remittance and compliance — and in recent years, bringing AI deep into the product workflow.
Payment Experience
Acquiring / Clearing / Remittance
Countries & Regions Served
APAC, Europe, Latin America
AI Workflows Implemented
From insights to growth
Core System Availability Target
Payment success rate priority
Core Focus
Payments as infrastructure. AI as leverage.
A decade spent making every layer of the payment stack solid — checkout, clearing, risk control, licensing. Then handing repetitive judgment to AI, so people can focus on the decisions that matter.
Payments
End-to-end design from acquiring gateway to cross-border clearing: local payment methods integration, multi-currency pricing, forex & settlement cycles, chargeback & risk strategies, compliance & licensing.
Product
Making trade-offs under multiple constraints: driving roadmap with north star metrics, validating hypotheses with data, enabling cross-team collaboration with clear docs and mechanisms.
AI
Embedding LLMs into product processes: requirement clustering & prioritization, competitive & market research, intelligent customer service & ticket routing, content production & A/B testing.
Experience
Career Path
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2022 — Present
Head of Payment Products
Cross-border Payment CompanyLeading acquiring and cross-border remittance product lines across 20+ countries; drove local payment method integration and clearing infrastructure refactoring, improving payment success rate by 6.8 percentage points.
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2020 — 2022
Senior Product Manager
Fintech CompanyBuilt multi-currency accounts and forex capabilities from 0 to 1, drove direct connections with overseas clearing institutions, reducing settlement time from T+3 to T+0.
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2018 — 2020
Product Manager
Internet PlatformResponsible for transaction and payment flows, built chargeback and risk control rule system; started integrating automation and AI into operations.
Let's Talk
Interested in international payments, AI products, or content growth? Feel free to reach out.















