Where payments move fast
Making cross-border payments simpler. Acquiring, clearing & settlement, cross-border remittance and compliance — and in recent years, bringing AI deep into the product workflow.
12years
Payment Experience
Acquiring / Clearing / Remittance
20+
Countries & Regions Served
APAC, Europe, Latin America
30+
AI Workflows Implemented
From insights to growth
99.9%
Core System Availability Target
Payment success rate priority
Core Focus
Payments as infrastructure. AI as leverage.
A decade spent making every layer of the payment stack solid — checkout, clearing, risk control, licensing. Then handing repetitive judgment to AI, so people can focus on the decisions that matter.
Payments
End-to-end design from acquiring gateway to cross-border clearing: local payment methods integration, multi-currency pricing, forex & settlement cycles, chargeback & risk strategies, compliance & licensing.
Product
Making trade-offs under multiple constraints: driving roadmap with north star metrics, validating hypotheses with data, enabling cross-team collaboration with clear docs and mechanisms.
AI
Embedding LLMs into product processes: requirement clustering & prioritization, competitive & market research, intelligent customer service & ticket routing, content production & A/B testing.
Experience
Career Path
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2018 — Present
Payment Product Specialist
Cross-border E-commerce PlatformResponsible for the complete system of payment acquiring, payment platform, payment risk control and licensed business: multi-entity, multi-currency acquiring chains, the payment middle platform and accounting core, a real-time risk control engine, and the rollout of payment licenses and compliance business; supporting pay-ins, pay-outs and fund flows for buyers across global markets.
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2017 — 2018
Payment Product Manager
City Commercial BankResponsible for in-house acquiring product design and fund clearing capability building: completed NetsUnion and UnionPay channel integration and the reconciliation system, standardizing the bank's clearing chain; also contributed to smart city solutions, bringing payment capabilities into government affairs and livelihood scenarios.
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2014 — 2017
Payment Product Manager
OTA PlatformOwned the unified payment checkout from 0 to 1: aggregating multiple payment channels and unifying the payment experience and reconciliation standards; led the design of the buy-now-pay-later credit product, connecting the full flow of credit granting, drawdown and repayment to support pay-later in travel scenarios.
Let's Talk
Interested in international payments, AI products, or content growth? Feel free to reach out.