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Consumer Finance Credit Loan Risk Control Model Draft
Unsecured consumer loan (amount 10,000-200,000 yuan) risk control review points (draft). I. Credit requirements: No current overdue payments. (I) Credit cards: 1. No freezing, payment, blacklist. 2. Consecutive overdue not exceeding 3 periods, maximum overdue not exceeding 7 periods. (II) Loans: 1. Consecutive overdue not exceeding 3 periods. 2. No overdue in the last 3 months. 3. If mortgage overdue, can be appropriately relaxed, but must print the last year's repayment records.